Dennis' Mortgage Blog Mortgage Rates Drop on The Twist September 22nd, 2011 9:20 PM Here is a visual look at stock and mortgage charts after the Fed's doing The Twist on Wednesday.  I have never a chart like this, take a few minutes and see: http://youtu.be/uKgPvCe45N4 Posted by Dennis C. Smith on September 22nd, 2011 9:20 PMPost a Comment (0) * Name: * Email Address: URL: Comment: Type the characters you see in this picture, click "Submit" when finished.   This helps us prevent automated programs from posting comments and sending spam. * Name: * Email Address: Address: City: State: Zip:   This helps us prevent automated programs from creating bogus contacts and adding them to your contacts database.

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Smith on April 18th, 2011 3:33 PM Weekly Rate & Market Update 4-15-11 Posted by Dennis C. Smith on April 15th, 2011 2:56 PM Jobless Claims and Prices Increase Posted by Dennis C. Smith on April 14th, 2011 2:13 PM Retail Sales Not So Hot Posted by Dennis C. Smith on April 13th, 2011 4:00 PM Oil Down, Stocks Down, Rates Down... Posted by Dennis C. Smith on April 12th, 2011 3:07 PM Is FHA Looking For Fewer Loans, Or Is Washington Anti-Homeownership? Posted by Dennis C. Smith on April 11th, 2011 3:59 PM Weekly Rate & Market Update 4-8-11 Posted by Dennis C. Smith on April 8th, 2011 12:57 PM Will Federal Government Shut Down Impact Mortgage Process? Posted by Dennis C. Smith on April 7th, 2011 1:41 PM Loan Originator Compensation Rules From the Fed In Force Posted by Dennis C. Smith on April 6th, 2011 2:13 PM What Me Worry? Posted by Dennis C. Smith on April 5th, 2011 2:29 PM Mirror, Mirror, On the Wall, Who's the Fairest Bond Of All? Posted by Dennis C. Smith on April 4th, 2011 11:23 AM Weekly Rate & Market Update 4-1-11 Posted by Dennis C. Smith on April 1st, 2011 2:41 PM Weekly Rate & Market Update 3-25-11 Posted by Dennis C. Smith on April 1st, 2011 1:17 PM March 2011 What's A "Qualified Mortgage?" Posted by Dennis C. Smith on March 30th, 2011 1:50 PM Are You Confident? Posted by Dennis C. Smith on March 29th, 2011 10:07 AM Show Me(rchants) The Money! Posted by Dennis C. Smith on March 28th, 2011 1:24 PM Who's blowing up the balloon? Posted by Dennis C. Smith on March 24th, 2011 12:23 PM Is $32,000 enough incentive to buy a new home? Posted by Dennis C. Smith on March 23rd, 2011 10:50 AM War, radiation, slow housing, positive for stocks and negative for interest rates? Posted by Dennis C. Smith on March 22nd, 2011 10:44 AM Housing and Treasury dump Posted by Dennis C. Smith on March 21st, 2011 11:19 AM Weekly Rate & Market Update 3-18-11 Posted by Dennis C. 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Smith on January 8th, 2010 2:56 PM December 2009 Weekly Rate and Market Updtate 12-18-09 Posted by Dennis C. Smith on December 18th, 2009 11:23 AM Weekly Rate and Market Update 12-11-09 Posted by Dennis C. Smith on December 11th, 2009 11:49 AM Weekly Rate and Market Update 12-4-09 Posted by Dennis C. Smith on December 4th, 2009 5:38 PM November 2009 Weekly Rate and Market Update 11-27-09 Posted by Dennis C. Smith on November 27th, 2009 12:30 PM Weekly Rate and Market Update 11-20-09 Posted by Dennis C. Smith on November 20th, 2009 2:30 PM Weekly Rate and Market Update 11-13-09 Posted by Dennis C. Smith on November 13th, 2009 10:26 AM Weekly Rate and Market Update 11-6-09 Posted by Dennis C. Smith on November 6th, 2009 9:33 AM October 2009 Weekly Rate and Market Update 10/30/09 Posted by Dennis C. Smith on October 30th, 2009 12:58 PM Weekly Rate and Market Update 10-23-09 Posted by Dennis C. 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Smith on July 2nd, 2009 12:03 PM June 2009 Weekly Rate and Market Update 6-26-09 Posted by Dennis C. Smith on June 26th, 2009 8:45 AM Weekly Rate and Market Update 6-19-09 Posted by Dennis C. Smith on June 19th, 2009 3:33 PM Weekly Rate and Market Update 6-12-09 Posted by Dennis C. Smith on June 12th, 2009 11:03 AM Weekly Rate and Market Update 6-5-09 Posted by Dennis C. Smith on June 5th, 2009 8:12 AM May 2009 Weekly Rate and Market Update 5-29-09 Posted by Dennis C. Smith on May 29th, 2009 1:06 PM Weekly Rate and Market Update 5-22-09 Posted by Dennis C. Smith on May 22nd, 2009 3:24 PM Register Your Problems Caused by National Appraisal Service Policy Posted by Dennis C. Smith on May 22nd, 2009 11:10 AM Weekly Rate and Market Update 5-15-09 Posted by Dennis C. Smith on May 15th, 2009 9:03 AM Weekly Rate and Market Update 5-8-09 Posted by Dennis C. Smith on May 8th, 2009 2:28 PM Weekly Rate and Market Update 5-1-09 Posted by Dennis C. Smith on May 1st, 2009 11:09 AM April 2009 New Home Valuation Code of Conduct Effective 5/1/09: Negative Impact on R.E. Transactions Posted by Dennis C. Smith on April 29th, 2009 6:04 PM Weekly Rate And Market Update 4-24-09 Posted by Dennis C. Smith on April 24th, 2009 3:24 PM Weekly Rate and Market Update 4-17-09 Posted by Dennis C. Smith on April 17th, 2009 3:38 PM Weekly Rate and Market Update 4-10-09 Posted by Dennis C. Smith on April 10th, 2009 4:09 PM Rate and Market Update 4-3-09 Posted by Dennis C. Smith on April 3rd, 2009 4:59 PM March 2009 Weekly Rate and Market Update 3-27-09 Posted by Dennis C. Smith on March 27th, 2009 3:50 PM Weekly Rate and Market Update 3-20-09 Posted by Dennis C. Smith on March 20th, 2009 1:24 PM Weekly Rate and Market Update 3-13-09 Posted by Dennis C. Smith on March 13th, 2009 1:58 PM Don't Let Fannie Mae and Freddie Mac Kill Our Housing Recovery! Posted by Dennis C. Smith on March 10th, 2009 12:02 PM Weekly Rate and Market Update 3-6-09 Posted by Dennis C. Smith on March 6th, 2009 4:46 PM February 2009 Weekly Rate and Market Update 2-27-09 Posted by Dennis C. Smith on February 27th, 2009 4:02 PM Special Update: Loan Limits to go UP! Posted by Dennis C. Smith on February 25th, 2009 4:04 PM Weekly Rate and Market Update 2-20-09 Posted by Dennis C. Smith on February 20th, 2009 3:54 PM Weekly Rate and Market Update 2-13-09 Posted by Dennis C. Smith on February 13th, 2009 2:49 PM Weekly Rate and Market Update 2-6-09 Posted by Dennis C. Smith on February 6th, 2009 2:37 PM January 2009 Weekly Rate and Market Update 1-30-09 Posted by Dennis C. Smith on January 30th, 2009 3:23 PM Weekly Rate and Martket Update 1-23-09 Posted by Dennis C. Smith on January 23rd, 2009 11:14 AM Weekly Rate and Market Update 1-16-09 Posted by Dennis C. Smith on January 16th, 2009 2:35 PM Weekly Rate and Market Update 1-9-2009 Posted by Dennis C. Smith on January 9th, 2009 1:10 PM Weekly Rate and Market Update 1-2-2009 Posted by Dennis C. Smith on January 3rd, 2009 11:11 AM December 2008 Weekly Rate and Market Update 12-26-2008 Posted by Dennis C. Smith on December 26th, 2008 3:05 PM Merry Christmas! Posted by Dennis C. Smith on December 24th, 2008 9:21 AM Weekly Rate and Market Update 12-19-08 Posted by Dennis C. Smith on December 19th, 2008 11:13 AM Fed Slashes Rates Posted by Dennis C. Smith on December 17th, 2008 9:57 AM Rate and Market Update 12-5-08 Posted by Dennis C. Smith on December 5th, 2008 4:18 PM November 2008 Weekly Rate and Market Update 11-28-08 Posted by Dennis C. Smith on November 28th, 2008 12:59 PM Weekly Rate and Market Update 11-21-08 Posted by Dennis C. Smith on November 21st, 2008 4:07 PM Market and Rate Update 11-14-08 Posted by Dennis C. Smith on November 14th, 2008 12:21 PM Weekly Mortgage Market and Rate Update 11-7-08 Posted by Dennis C. Smith on November 7th, 2008 3:36 PM October 2008 Weekly Rate and Market Update 10-31-2008 Posted by Dennis C. Smith on October 31st, 2008 3:08 PM Weekly Rate and Market Update 10-24-08 Posted by Dennis C. Smith on October 24th, 2008 4:45 PM Loan Limit Expiration Affecting Closing Posted by Dennis C. Smith on October 24th, 2008 4:27 PM Weekly Rate and Market Update 10-17-08 Posted by Dennis C. Smith on October 17th, 2008 5:03 PM Market and Rate Update 10-10-08 Posted by Dennis C. Smith on October 10th, 2008 3:11 PM Weekly Rate and Market Update 10-3-08 Posted by Dennis C. Smith on October 3rd, 2008 10:19 AM September 2008 Weekly Rate and Market Update 9-26-08 Posted by Dennis C. Smith on September 26th, 2008 5:21 PM Weekly Rate and Market Update 9-19-08 Posted by Dennis C. Smith on September 19th, 2008 4:12 PM Mortgage Rates and Market Update 9-12-08 Posted by Dennis C. Smith on September 12th, 2008 5:02 PM Weekly Rate and Market Update 9-5-08 Posted by Dennis C. Smith on September 5th, 2008 3:14 PM August 2008 Weekly Rate and Market Update 8-29-08 Posted by Dennis C. Smith on August 29th, 2008 2:40 PM Weekly Rate and Market Update 8-22-08 Posted by Dennis C. Smith on August 22nd, 2008 5:27 PM Weekly Rate and Market Update 8-15-08 Posted by Dennis C. Smith on August 15th, 2008 11:43 AM Weekly Rate and Market Update 8-8-08 Posted by Dennis C. Smith on August 8th, 2008 5:30 PM Weekly Market and Rate Update 8-1-08 Posted by Dennis C. Smith on August 2nd, 2008 5:00 PM July 2008 Weekly Rate and Market Update 7-25-08 Posted by Dennis C. Smith on July 25th, 2008 5:42 PM Weekly Rate and Market Update 7-18-08 Posted by Dennis C. Smith on July 19th, 2008 8:11 AM Market and Rate Update 7-11-08 Posted by Dennis C. Smith on July 11th, 2008 1:03 PM Fannie & Freddie Choke Off Move Up Market Posted by Dennis C. Smith on July 7th, 2008 7:27 PM Weekly Rate and Market Update 7-4-08 Posted by Dennis C. Smith on July 4th, 2008 8:03 AM June 2008 Weekly Market and Rate Update 6-27-08 Posted by Dennis C. Smith on June 27th, 2008 3:15 PM Weekly Rate and Market Update 6-20-08 Posted by Dennis C. Smith on June 20th, 2008 2:42 PM My Remedy For The Mortgage Industry Posted by Dennis C. Smith on June 20th, 2008 2:41 PM Weekly Rate and Market Update 6-13-08 Posted by Dennis C. Smith on June 13th, 2008 10:59 AM Weekly Rate Update 6-6-08 Posted by Dennis C. Smith on June 6th, 2008 7:25 AM May 2008 Weekly Rate and Market Update 5-30-08 Posted by Dennis C. Smith on May 30th, 2008 4:05 PM Weekly Rate and Market Update 5-23-08 Posted by Dennis C. Smith on May 23rd, 2008 3:20 PM Weekly Rate and Market Update 5-16-08 Posted by Dennis C. Smith on May 16th, 2008 11:23 AM Weekly Rate and Market Update 5-9-08 Posted by Dennis C. Smith on May 9th, 2008 4:38 PM Weekly Rate and Market Update 5-2-08 Posted by Dennis C. Smith on May 2nd, 2008 2:58 PM April 2008 Weekly Rate and Market Update 4-25-08 Posted by Dennis C. Smith on April 25th, 2008 3:07 PM Weekly Rate and Market Update 4-18-08 Posted by Dennis C. Smith on April 18th, 2008 11:29 AM Weekly rate and market update 4-11-08 Posted by Dennis C. Smith on April 11th, 2008 3:24 PM Weekly Rate and Market Update 4-4-08 Posted by Dennis C. Smith on April 4th, 2008 11:05 AM March 2008 Weekly Rate Update 3-28-08 (FHA and Conforming Jumbos!) Posted by Dennis C. Smith on March 28th, 2008 3:20 PM Weekly Rate Update 3-21-08 Posted by Dennis C. Smith on March 21st, 2008 5:14 PM Weekly rate and market update 3-14-08 Posted by Dennis C. Smith on March 14th, 2008 11:48 AM Pacing...waiting... Posted by Dennis C. Smith on March 12th, 2008 10:44 AM Weekly Rate Update & Update on loan limit increases 3-8-08 Posted by Dennis C. Smith on March 7th, 2008 3:28 PM Now We Are Bailing Out Builders? Posted by Dennis C. Smith on March 5th, 2008 11:34 AM February 2008 Weekly Rate Update 2-29-08 Posted by Dennis C. Smith on February 29th, 2008 11:15 AM National Licensing Laws Posted by Dennis C. Smith on February 26th, 2008 5:21 PM Stimulus? How About Hindrance? Posted by Dennis C. Smith on February 25th, 2008 5:11 PM Weekly Rate Update for 2-22-08 Posted by Dennis C. Smith on February 22nd, 2008 3:45 PM Rates Continue To Climb Posted by Dennis C. Smith on February 19th, 2008 5:10 PM Weekly rates and market information for 2-15-08 Posted by Dennis C. Smith on February 15th, 2008 2:45 PM New Loan Limits, Will They Help? Posted by Dennis C. Smith on February 11th, 2008 5:18 PM Weekly rate and market update email to agents for 2-8-08 Posted by Dennis C. Smith on February 8th, 2008 2:10 PM Monthly Financial Wire and rates Posted by Dennis C. Smith on February 1st, 2008 1:36 PM January 2008 Playing Politics With Relief? Posted by Dennis C. Smith on January 29th, 2008 2:25 PM What Does The Fed Rate Cut Mean To Me? Posted by Dennis C. Smith on January 25th, 2008 6:31 PM Weekly rate update and commentary: What a Week! Posted by Dennis C. Smith on January 25th, 2008 12:31 PM Weekly rates show drop in conforming Posted by Dennis C. Smith on January 18th, 2008 7:28 AM FICO Based Pricing On Conforming Mortgages Posted by Dennis C. Smith on January 15th, 2008 10:51 AM BofA Purchase of Countrywide Good For Consumers and Industry Posted by Dennis C. Smith on January 14th, 2008 9:52 AM Weekly rate update email to agents Posted by Dennis C. Smith on January 11th, 2008 11:11 AM Mortgage Forgiveness Debt Relief Act of 2007 Posted by Dennis C. Smith on January 9th, 2008 1:52 PM Weekly Rate and Market Update 1-4-08 Posted by Dennis C. Smith on January 4th, 2008 3:12 PM December 2007 Weekly Rate update to agents: Last of 2007! Posted by Dennis C. Smith on December 28th, 2007 8:58 AM December 21st Weekly Rate and Market Update Posted by Dennis C. Smith on December 21st, 2007 10:32 AM Nest And Egg Posted by Dennis C. Smith on December 11th, 2007 1:16 PM Weekly Rate Email to Agents 12-7-07 Posted by Dennis C. Smith on December 7th, 2007 12:15 PM Monthly Financial Wire and Rate Update Posted by Dennis C. Smith on December 6th, 2007 7:10 AM November 2007 Weekly Rate Email to Agents: 11-30-2007 Posted by Dennis C. Smith on November 30th, 2007 11:21 AM Weekly Rate Email To Agents: 11-23-07 Posted by Dennis C. Smith on November 23rd, 2007 10:27 AM Elevator Music Posted by Dennis C. Smith on November 20th, 2007 11:04 AM Weekly Rate Update to Agents 11-16-07 Posted by Dennis C. Smith on November 16th, 2007 4:49 PM Government Bailouts? Watch This Posted by Dennis C. Smith on November 13th, 2007 4:44 PM Weekly Email to Agents with Rates 11-9-07 Posted by Dennis C. Smith on November 9th, 2007 2:52 PM Weekly Rate Update to Agents 11-2-2007 Posted by Dennis C. Smith on November 2nd, 2007 12:27 PM Fed Cuts Rates: Why? Posted by Dennis C. Smith on November 1st, 2007 10:38 AM October 2007 Benefiting Greed Posted by Dennis C. Smith on October 29th, 2007 10:16 AM Weely Rate Email to Agents 10-26-07 Posted by Dennis C. Smith on October 26th, 2007 3:18 PM Weekly Rate Email to Agents 10-19-07 Posted by Dennis C. Smith on October 19th, 2007 12:02 PM Weekly Rate Email To Agents 10-12-07 Posted by Dennis C. Smith on October 12th, 2007 12:43 PM FIX WHAT'S BROKEN Posted by Dennis C. Smith on October 11th, 2007 2:42 PM Weekly Email to Agents on Rates and Economy Posted by Dennis C. Smith on October 5th, 2007 2:56 PM Bailing Out Millionaires: H.R. 3648 Posted by Dennis C. Smith on October 5th, 2007 2:07 PM FHASecure...For Whom? Posted by Dennis C. Smith on October 4th, 2007 10:50 AM Monthly Financial Wire: October 2007 Posted by Dennis C. Smith on October 1st, 2007 3:58 PM September 2007 Wall Street Can Make Money In Non-Conforming Mortgages Posted by Dennis C. Smith on September 30th, 2007 3:30 PM Week Rate Email to Agents Posted by Dennis C. Smith on September 28th, 2007 12:37 PM Weekly Rate Email to Agents Posted by Dennis C. Smith on September 21st, 2007 1:58 PM No one is saying "No" Posted by Dennis C. Smith on September 21st, 2007 8:25 AM FED CUTS RATES Posted by Dennis C. Smith on September 18th, 2007 11:51 AM Weekly Rate and Market Information Posted by Dennis C. Smith on September 14th, 2007 12:07 PM FICOs Are Going Lower… Posted by Dennis C. Smith on September 10th, 2007 5:41 PM Weekly Email To Real Estate Agents 9-7-2007 Posted by Dennis C. Smith on September 7th, 2007 10:00 AM Monthly Financial Wire Commentary Posted by Dennis C. Smith on September 1st, 2007 10:38 AM August 2007 Weekly Rate Email Posted by Dennis C. Smith on August 31st, 2007 12:05 PM Mortgage Industry Part III: Licensing Posted by Dennis C. Smith on August 31st, 2007 8:58 AM What is happening part II Posted by Dennis C. Smith on August 30th, 2007 8:56 AM What is happening in the market part I Posted by Dennis C. Smith on August 29th, 2007 2:16 PM Dear Editor.... Posted by Dennis C. Smith on August 28th, 2007 2:48 PM Weekly Rate/Market update to agents Posted by Dennis C. Smith on August 24th, 2007 12:19 PM Do The Math! Posted by Dennis C. Smith on August 21st, 2007 11:42 AM Weekly Rate and Market Update Posted by Dennis C. Smith on August 17th, 2007 11:38 AM It's Good To Be A Broker Posted by Dennis C. Smith on August 7th, 2007 10:29 AM How Government Can Create A Crisis Posted by Dennis C. Smith on August 3rd, 2007 10:46 AM Weekly rate update to agents Posted by Dennis C. 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Dennis C. Smith,  California Dept. of Real Estate Broker #00966315; NMLS #296660

Stratis Financial Corporation, California Dept. of Real Estate Broker #01269597; NMLS #238166