Welcome to my website!

Thank you for visiting DennisCSmith.com, I hope you spend some time and surf around my site, when you are finished surfing email or call me.  When surfing you will find a lot of material intended to provide an education about the mortgage process--whether you are purchasing a new home or refinancing and existing home.  When you call we can discuss in more detail your situation, your goals and objectives and solutions to your homebuying or refinance needs. 

Click the site but also call to learn more about your options.

With twenty years experience in the industry I have a lot to share with you, most importantly excellent service and quality mortgage products at excellent rates.  Call to find out which are best for you.

Feel free to contact me with any questions or comments. 

My objective with this site is to provide you with information that will assist you in finding the mortgage that best fits your needs, as well the site is set up to allow you to easily complete a loan application by clicking the link at the top of any page.

Top pages on the site are:

LoanApplication is where I hope you visit! The site is very user friendly and in a matter of minutes you can complete a loan application and send it to me.  Once I receive it I will look it over and contact you with any questions I may have and mortgage options for you.

My Blog where I provide my opinions on the mortgage industry, tips on mortgages and every Friday post an email I send to real estate professionals commenting on the economy and interest rates for the week.

Financial Wire is a monthly commentary on the economy and includes a link to a 3rd party provided e-newsletter providing tips to homeowners and borrowers.

My Bio shows my experience and engagement in the industry and community.

Testimonials provide the opportunity for you to read what my clients have to say about my service.

On the right margin are interest rates, note those are national averages and Stratis Financial beats those rates daily.  On Fridays I post a copy of an email I send to my database of real estate agents showing the rate that day and commentary on the market--check it out on My Blog .  I use the blog to provide information and opinions about the market and industry, check it regularly.

If you are looking for interest rates quotes like many mortgage sites provide, you will not find me quoting them on the website, to find out why check out what I need to know to provide you with an accurate quote at the Rate Quote Criteria page.  I believe in the changing market we are in borrowers are not best served by posting generic daily quotes.  While I do this every Friday and on the first of each month, those quotes are meant to be used as a guide to trends in the rates and not necessarily the same for every borrower's situation--you may get a better rate! Call to find out!

Once again thank you for visiting DennisCSmith.com, if there is something you would like to see on the site please let me know.

In the meantime contact me about your mortgage situation so I can provide quality service and a great mortgage product for you and your family!




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Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $



Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed6.45%6.66%
15-yr Fixed6.04%6.36%
1-yr Adj5.27%6.54%
* national averages





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Dennis C. Smith, California Dept. of Real Estate Broker #00966315

Stratis Financial Corporation, California Dept. of Real Estate Broker #01269597


Stratis Financial Corporation 5772 Bolsa Ave #250 Huntington Beach, CA 92649
Phone: Fax:

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